Most Arkansas homeowners and businesses buy insurance to cover the repair/replacement of loss of damaged property. Generally speaking, insurance companies do a good job of managing claims and helping the owners get their property back to a pre-loss condition. One important part of the insurance process is to understand the difference between Replacement Cost (RC) and Actual Cash Value (ACV) coverage. Let’s start with definitions of each:
At Kohler & Green we are always searching for ways to help people save money on car insurance – a relatively quick and easy way to lower the cost of operating your car. In many cases, we can find ways to save without reducing or eliminating coverage. Here are a few ideas to consider:
Kohler & Green Insurance is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. With captive insurance agents, like the big national companies, you only get the guidance of one company that sells one brand of insurance. With an independent insurance agent, you may get as many as five choices or more.