We are always searching for ways to help our clients save money on their auto insurance. Saving money on your Arkansas auto insurance is a relatively quick way to lower the cost of operating your auto, and can be accomplished with a quick phone call to our Agency. There are many ways to lower your auto insurance costs without eliminating needed coverage. Here are a few ideas to consider:
o Use an independent agent to provide a quote. We are an independent and have access to many markets that provide competitive premiums on car insurance.
o Many insurers offer discounts if you have some of the following features on your auto insurance:
· Anti-lock brakes
· Airbags (driver/passenger, driver/passenger/rear seat, side impact, etc.)
· Automatic seat belts
· Anti-theft device (active or passive)
· Daytime running lights
o Multi-vehicle discount (if you have more than one vehicle on the policy).
o You can receive discounts if you combine your home and auto with the same carrier.
o Good student discount.
o Increase your deductibles, especially if your car is older
o Consider raising your collision and comprehensive deductibles if your vehicles are older.
o Customer loyalty- if you stay with a company for a period of time, you can receive discounts each year.
o Maintain good credit. Credit scores have an impact on your premiums.
o Drive safely and don’t get tickets.
o Consider insurance when making your car purchase. Some vehicles are more expensive to insure.
(not all these are available in every state)
As your independent agent, we are here to help you find the best possible combination of price and coverage on auto insurance as well as home, RV, watercraft and business insurance. At Kohler and Green insurance agent can help you determine the price, coverage and service that best meets your needs. Give us a call today.