Auto Insurance

Auto insurance plays an important role in society. It protects you from liability and covers the damage in the event of an accident.  Remember each auto insurance policy is different, and if you purchased your auto insurance online you may not have proper coverage. Claims will be paid based on your individual auto policy terms and conditions. Check out these interesting claims.

Read more: Does Your Auto Insurance Cover This?

Auto Insurance Rate Increases

There are many factors that may cause your auto insurance rates to increase. These factors might include having a number of accidents, adding teen drivers or buying a newer car. The primary factors that will contribute to increased auto insurance rates are moving violations.  Also, drivers who file an auto insurance claim will see their rates climb by an average of 38% nationwide, while those who file two claims within a 12-month period can expect to pay nearly twice as much as claim-free drivers, according to a new report by Quadrant Information Systems.

Read more: What Violations Will Cause Your Auto Insurance Rates To Increase?

Auto Insurance and theft coverage

Every 26 seconds a motor vehicle is stolen in the United States.  According to the FBI's Uniform Crime Reports, of all motor vehicles stolen, 73.9% were automobiles. The most popular cars for thieves are; 1996 Honda Accord, 1988 Honda Civic, 2006 Ford PU and 1999 Chevrolet PU.

Your auto insurance may provide coverage in the event your vehicle is stolen, if you have the right coverage. If you bought your insurance online in 15 minutes, you might not have coverage. You will need auto comprehensive coverage on your policy to cover auto theft. Your liability coverage will protect you if there is third party damage.

Read more: Will Auto Insurance Cover Your Car if it is Stolen?

Arkansas Business Insurance

There is no question that operating a business in Arkansas or Oklahoma comes with certain risks. But there are also many benefits. The range of business threats is evolving rapidly but your organization can thrive and gain a competitive advantage if you know how to manage your risk. Here are a few simple ways to manage risk:

Read more: Are You Interested In Reducing Your Business Risks?

We know all boaters are busy preparing their boats for spring and summer use. Remember, having the proper boat insurance will help ensure your activities are covered. Here are a few thoughts to help you as you prepare your boat for spring and summer use.

Read more: Is Your Boat Ready for Spring